When sending money via ‘Friends and Family’ it should be as a gift, without expecting anything in return. This option does not come with PayPal buyer protection. It is important to understand the difference between the two options which will allow you to select the right option depending on who you wish to send money to.Īs it sounds, the ‘Friends and Family’ option really should only be used when sending money to someone you know, your friends or family. The other option available is ‘Friends and Family. The ‘Goods and Services’ option is one of two options that PayPal offers when sending money from your account. If you are new to PayPal, perhaps this is the first time you are purchasing from a marketplace you may not have used or even heard of the PayPal ‘Goods and Services’ option. In this article, we will take a look at how you can calculate the PayPal goods and services fee the seller will incur depending on your geographic location. It is important if you are purchasing from a marketplace that you calculate the fee and add that to the amount you are sending to ensure the seller receives the total amount they are asking for. If a marketplace seller is asking for $20.00 for a second-hand dress and you use the ‘Goods and Services’ PayPal option, unfortunately, the sell will receive less than the $20.00 purchase price as PayPal will minus the fee meaning they will get short-changed. If you are purchasing from an individual seller, perhaps you are buying a second-hand dress on the Facebook marketplace, you as the buyer need to consider how much the seller is asking and consider if you need to add an additional amount to cover the ‘Goods and Services’ fee. This is why it is important for established businesses to factor this into their pricing structure.
When a buyer uses the ‘ Goods and Services‘ option to send money to a seller, the fee will be incurred at the seller’s end. If the seller does not provide what they have described, the money is often returned to the purchaser. The PayPal ‘Goods and Services’ option gives buyers further peace of mind with the PayPal guarantee. What are my options for getting a refund? Can I file a dispute with Paypal or should I just contact my bank? Any help would be greatly appreciated.With more and more online marketplaces popping up, many individuals prefer to pay for items, whether they be new or second hand using the PayPal Goods and Services option. Payment:This was paid through paypal and my debit card but not with the chip or signature so it should've been handled under Visa's credit terms. Hi I was hoping to get some help in my situation or at least be an example to others in the pay-pal community.īack-round: I found a part on facebook marketplace for about $700.It was well priced and the seller was well known in the community.I knew the part would sell fast because it was reasonable priced so after discussion with the seller about condition.I asked for preferred payment method.He told me facebook payments which I assumed would include some form of buyer/seller protection.I never thought the individual would try and scam me considering I had all his information because of his facebook profile.After sending the seller the funds over facebook payments through my mobile phone which didnt show me options for sending as gift/goods.He told me he would ship it out the following business day.The next three business days I get multiple excuses before the seller goes completely ghost.Its been awhile now and nothing from the seller so Im assuming hes not going to send me the item.
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